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38 Articles Found in Personal-Finance Category.

Identity theft can be one of the most difficult situations to deal with. Often, the ill effects of becoming a victim can last for years. Some of the common problems victims face are:

Author: Kenneth

Submitted: 2007-08-17

Establish a budget: There's no better way to manage your finances than by being keenly aware of the interplay between your net income (how much you take home after taxes) and your total expenses (including fixed expenses like bills and variable expenses like clothing or entertainment). See our companion article "Creating a Household Budget" for an easy path to a clear and cogent financial plan. Making use of software, like Budget Forecaster from Strativia, makes the task even easier.

Author: Kenneth

Submitted: 2007-02-28

Raising finance from a bank is never a foregone conclusion, but you can give yourself a better chance of success in securing your business loan by following our top ten tips.

Author: maxim.seo@gmail.com

Submitted: 2007-02-27

This article offers pertinent advice for consumers seeking the help of a bankruptcy lawyer. If your case is simple, then chances are you can file on your own.

Author: Robert

Submitted: 2007-02-21

	One of the most frequently asked questions about money management is how to develop a household budget that works. Far too often, people wait until they are in financial trouble before they start thinking about budgeting. Either they get laid off or they find themselves dealing with a large unplanned expense. Either way, a household budget could have helped.
Author: Kenneth
Submitted: 2007-02-19

A design project incorporating custom, laser-engraved bricks is a great way to raise funds for any cause. They offer a beautiful way to recognize donors for contributing to a capital campaign. Donor bricks can also be used for straightforward fund raising to pay for a new school sidewalk or churc

Author: Kimberly

Submitted: 2007-02-19

The key to riches is to become financially literate. Financial literacy is the foundation of your wealth building.
Learn what does financial literacy comprises and how you can become financially literate.

Author: Bernard

Submitted: 2007-02-18

This article will suggest how to select the best deal on your credit card and how to avoid credit card traps

Author: Verena

Submitted: 2006-11-19

Surety bonds aim at protecting the beneficiary against acts or events which impair the underlying obligations of the so called “principal”. They are used in order to secure the fulfillment of a contract or an obligation up to the limit of the bond, thus securing many various fields, starting with construction or service contracts, to licensing, to commercial undertakings.

Author: Rumsey

Submitted: 2006-11-01

Should the safety bonds aim at guaranteeing payments and various other financial transactions or should they make the parts who sign the contract perform a number of tasks or fulfill certain duties, it is a commonly known fact that the surety bonds cover a large variety of forms.

Author: Rumsey

Submitted: 2006-11-01

Nowadays, many company owners want to make sure that the legal terms of their closed contracts and agreements are properly respected by all parties involved. The way they can do that without any risk is by using surety bonds, which is some sort of getaway from the unstable and unpredictable economic tends.

Author: Rumsey

Submitted: 2006-11-01

You must be wondering what this foreclosure thing is all about. The answer to this question is not a simple one, but once you come to terms with the procedure, you will see that it is not a too complicated thing.

Author: Rumsey

Submitted: 2006-10-24

Tax liens are said to be a good investment, but what is that makes them so profitable? To answer this question, you have to get a bit familiar with the basics of tax liens. In the following lines, I shall try to gather all the most important things a person must know before getting involved with such a thing as tax liens.

Author: Rumsey

Submitted: 2006-10-24

First of all, let’s set things straight about the meaning of a lien, that is in terms of law: a lien is a way of securing the payment of a debt or performance of some other obligation, by means of granting a security interest over an item of property.

Author: Rumsey

Submitted: 2006-10-24

Oftentimes, a non-profit group will ask for donations via a direct solicitation. There are literally dozens of books about this type of charity fundraising. Part one of this article is an overview of different solicitation approaches. Part two sites common mistakes to avoid.

Author: Kimberly

Submitted: 2006-10-19


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